How ZippyRefund.com Works

Every year, millions of Americans receive a tax refund. Many of them could use that money a little sooner. The lenders we work with offer shorter-duration loans year-round, including during the tax season. We are a good place to start if you need money ahead of your tax refund.

Here’s how it works:

1. Fill out our data-encrypted form
Our brief loan request only takes a few minutes to fill out. It is completely safe, thanks to 256-bit encryption.
2. View your on-screen results
Many of our users need their money fast. That is why we offer a streamlined process. You will know if you are connected with a lender within minutes of submitting our form.
3. If connected, work with the lender
If a lender accepts your loan request, you will be able to apply for a loan directly from the lender. Please direct all loan inquiries to your lender.
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Waiting for your tax refund should not be a stressful experience. ZippyRefund.com can help you ask for up to $5,000 right now.

If you are offered an installment loan by one of our lending partners, we recommend paying off your loan balance as soon as you receive your tax refund. This will help you avoid paying interest on your loan.
There are many reasons to need a loan in a hurry. The solutions are much more limited. At ZippyRefund.com, we try to make it easier to last until your tax refund arrives. It is our goal to help you find a shorter-duration loan.
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Why do borrowers need their tax refunds early?

Shorter-duration loans are necessary for many reasons. These are some of the most common.
Consolidating debt
We are not always ready to pay a bill when the due date arrives.
Emergencies
Unexpected expenses often accompany emergencies.
Fixing the car
Getting to and from work is a necessity, not a luxury.
Medical bills
More people need help with health care payments than ever before.
Living expenses
Paying your rent or mortgage is likely the largest bill you face each month.
Other Expenses
From home repairs to medical procedures to weddings and vacations, the list of life’s expenses goes on and on.

Make sure you meet these standard requirements:

  • Receive at least $800 a month in reliable revenue
  • Be at least 18 years of age
  • Be a U.S. citizen or legal resident
  • Have a personal bank account
  • Have a valid email address and phone number

If you meet these requirements, we invite you to ask for a loan using our form.